June 30, 2009

Tuesday’s Tech Tip: They’re getting pretty Slick!

Category: Thoughts — chuckie @ 12:04 am

New Credit Card Scam!

telephone-scamThis one is pretty slick since they provide YOU with all the information,
except the one piece they want.

Note, the callers do not ask for your card number; they already have it…This information is worth reading. By understanding how the VISA & Master
Card Telephone Credit Card Scam works, you’ll be better prepared to protect
yourself.

A friend of a friend was called recently from ‘VISA’, and another was called
on from ‘Master Card’.. The scam works like this: Caller: ‘This is
(name), and I’m calling from the Security and Fraud Department at VISA. My
Badge number is 12460. Your card has been flagged for an unusual purchase
pattern, and I’m calling to verify. This would be on your VISA card which
was issued by (name of bank). Did you purchase an Anti-Telemarketing Device for $497.99 from a Marketing company based in ?’

When you say ‘No’, the caller continues with, ‘Then we will be issuing a
credit to your account. This is a company we have been watching and the
charges range from $297 to $497, just under the $500 purchase pattern that
flags most cards. Before your next statement, the credit will be sent to
(gives you your address), is that correct?’credit card scam

You say ‘yes’. The caller continues – ‘I will be starting a Fraud
investigation. If you have any questions, you should call the 1- 800 number
listed on the back of your card (1-800 -VISA) and ask for Security.’

You will need to refer to this Control Number. The caller then gives you a 6
digit number. ‘Do you need me to read it again?’

Here’s the IMPORTANT part on how the scam works. The caller then says, ‘I need to verify you are in possession of your card’. He’ll ask you to ‘turn
your card over and look for some numbers’. There are 7 numbers; the first 4
are part of your card number, the next 3 are the security Numbers that
verify you are the possessor of the card. These are the numbers you
sometimes use to make Internet purchases to prove you have the card. The
caller will ask you to read the 3 numbers to him. After you tell the caller
the 3 numbers, he’ll say, ‘That is correct, I just needed to verify that the
card has not been lost or stolen, and that you still have your card. Do you
have any other questions?’ After you say No, the caller then thanks you and
states, ‘Don’t hesitate to call back if you do, and hangs up.

You actually say very little, and they never ask for or tell you the Card
number.. But after we were called on Wednesday, we called back within 20
minutes to ask a question.. Are we glad we did! The REAL VISA Security
Department told us it was a scam and in the last 15 minutes a new purchase
of $497.99 was charged to our card.

ccc3Long story – short – we made a real fraud report and closed the VISA
account. VISA is reissuing us a new number. What the scammers want is the
3-digit PIN number on the back of the card Don’t give it to them. Instead,
tell them you’ll call VISA or Master card directly for verification of their
conversation. The real VISA told us that they will never ask for anything on
the card as they already know the information since they issued the card! If
you give the scammers your 3 Digit PIN Number, you think you’re receiving a credit. However, by the time you get your statement you’ll see charges for
purchases you didn’t make, and by then it’s almost too late and/or more
difficult to actually file a fraud report.

What makes this more remarkable is that on Thursday, I got a call from a
‘Jason Richardson of Master Card’ with a word-for-word repeat of the VISA
scam. This time I didn’t let him finish. I hung up! We filed a police
report, as instructed by VISA. The police said they are taking several of
these reports daily! They also urged us to tell everybody we know that this
scam is happening.
Please pass this on to all your family, friends and neighbors. By informing
each other, we protect each other.

Passengers Helping Passengers here on the Train…The LiFeTrain!

All aboard!

This one is pretty slick since they provide YOU with all the information,
except the one piece they want.

Note, the callers do not ask for your card number; they already have it…
This information is worth reading. By understanding how the VISA & Master
Card Telephone Credit Card Scam works, you’ll be better prepared to protect
yourself.

One of our employees was called on Wednesday from ‘VISA’, and I was called
on Thursday from ‘Master Card’.. The scam works like this: Caller: ‘This is
(name), and I’m calling from the Security and Fraud Department at VISA. My
Badge number is 12460. Your card has been flagged for an unusual purchase
pattern, and I’m calling to verify. This would be on your VISA card which
was issued by (name of bank). Did you purchase an Anti-Telemarketing Device
for $497.99 from a Marketing company based in ?’

When you say ‘No’, the caller continues with, ‘Then we will be issuing a
credit to your account. This is a company we have been watching and the
charges range from $297 to $497, just under the $500 purchase pattern that
flags most cards. Before your next statement, the credit will be sent to
(gives you your address), is that correct?’

You say ‘yes’. The caller continues – ‘I will be starting a Fraud
investigation. If you have any questions, you should call the 1- 800 number
listed on the back of your card (1-800 -VISA) and ask for Security.’

You will need to refer to this Control Number. The caller then gives you a 6
digit number. ‘Do you need me to read it again?’

Here’s the IMPORTANT part on how the scam works. The caller then says, ‘I
need to verify you are in possession of your card’. He’ll ask you to ‘turn
your card over and look for some numbers’. There are 7 numbers; the first 4
are part of your card number, the next 3 are the security Numbers that
verify you are the possessor of the card. These are the numbers you
sometimes use to make Internet purchases to prove you have the card. The
caller will ask you to read the 3 numbers to him. After you tell the caller
the 3 numbers, he’ll say, ‘That is correct, I just needed to verify that the
card has not been lost or stolen, and that you still have your card. Do you
have any other questions?’ After you say No, the caller then thanks you and
states, ‘Don’t hesitate to call back if you do, and hangs up.

You actually say very little, and they never ask for or tell you the Card
number.. But after we were called on Wednesday, we called back within 20
minutes to ask a question.. Are we glad we did! The REAL VISA Security
Department told us it was a scam and in the last 15 minutes a new purchase
of $497.99 was charged to our card.

Long story – short – we made a real fraud report and closed the VISA
account. VISA is reissuing us a new number. What the scammers want is the
3-digit PIN number on the back of the card Don’t give it to them. Instead,
tell them you’ll call VISA or Master card directly for verification of their
conversation. The real VISA told us that they will never ask for anything on
the card as they already know the information since they issued the card! If
you give the scammers your 3 Digit PIN Number, you think you’re receiving a
credit. However, by the time you get your statement you’ll see charges for
purchases you didn’t make, and by then it’s almost too late and/or more
difficult to actually file a fraud report.

What makes this more remarkable is that on Thursday, I got a call from a
‘Jason Richardson of Master Card’ with a word-for-word repeat of the VISA
scam. This time I didn’t let him finish. I hung up! We filed a police
report, as instructed by VISA. The police said they are taking several of
these reports daily! They also urged us to tell everybody we know that this
scam is happening.
Please pass this on to all your family, friends and neighbors. By informing
each other, we protect each other.

Neighbors Helping Neighbors

June 22, 2009

Merry Monday! “Your choice!”

Category: Thoughts — chuckie @ 12:24 am

Hey LifeTrain passengers! All Aboard for another “Merry Monday!”. You know the rule on this train, we look at the glass half full, NOT half empty, so spread that peanut butter, finish packing that lunch and hop aboard! Let’s make Monday be the kick-off to a happy and positive week (see below for a tip or two)!wonderful_life_train

Too often we expect happiness to come as a result of our relationships rather than as a premise upon which to build one. If we truly wanted to be happy, we would not be so eager to sacrifice happiness for nonsense—jealousy, possessiveness, anger, fear or any other function of the ego. Nonsense renders us downright miserable. Happiness requires that we be honest, trusting, trustworthy, respectful and mutually considerate. We cannot realize true happiness when we entertain nonsense in our hearts and minds. Individually and collectively, we must work to clear ourselves before entering a relationship. If we wait until we are in the process and wading through the nonsense, the ego will be well on the way to eroding the happiness we seek.

Today, I say ….Let’s exercise our duty to be happy! And today when someone says…Hey U, How ya doin? Look them in the eye, produce that great smile and say: “SUPER FANTASTIC!”

All Aboard, “The LiFeTrain!”

June 19, 2009

The Week Of The Father – Part II

Category: Thoughts — chuckie @ 12:03 am

I am gonna be a little selfish today…Happy Father’s Day – 2 me.

As I approach what I perceive as the time in one’s life where there are more years behind then in front.  I reflect on one of my life’s biggest disappointment.  I neva got to have my twin boys, Charles and Prince.  Yep I decided that one would be Charles Prince Daniel II and Prince Charles Daniel.  I day dream about them all the time…but before I digress.  Suppose I would’ve had a little girl!  Man, I just know she would have been drop dead gorgeous (and I would’ve have a drop dead shotgun).  And her name, and remember this is MY little gurl!  Her name, Charla Princess Daniel…the apple of her daddy’s eye!  And oh yeah…I would’ve allowed visitation (supervised!) to the mommy….remember these is MY chillins.

Today, I write about my little gurl…”Charla” …and how I would’ve loved and raised her.

As I reflect back on my childhood, for some men in my culture learning how to love was not always easy.  Hmmm…I am glad that my Daddy can now tell me that he loves me and that he is proud of me…but it took time…and we still can’t get that hug thing down (LOL).  I suspect for me though, love for my little girl (or my beloved twin boys) would’ve been a natural emotion that would’ve flowed as freely for them as the air that I breathe. But for some of us, it’s simply harder to understand.  Anyway let’s picture for just a charlamoment, ‘Daddy’s Little Girl’…Charla

Every little girl desires to have that ‘little girl’ experience. To climb up in the lap of her father, where she feels loved and protected.  Charla would know that my love for her is unending, and unconditional. I say this so as she became a women, she would know what that place of safety should look like, having been wrapped in my arms where no harm could come.

She grows up with nothing but love surrounding her, love is what she learns. Mommy (my wife) there to ease the pain and show tenderness.  I would be there offering the protection of, and the pride in, my little girl.  She would grow in the knowledge of the love from her daddy and that [my love] is as precious as the blooming of roses in the spring.  To the best of my ability, she would be surrounded by nothing but the goodness of life and the knowledge of Christ. This I hope would teach her how to share her heart, and extend love to her own family.  And finally, to know the right man when he came along, because she would know and remember that a true man would love and respect her (healthy sense of self-esteem) as her Daddy had.

And I would’ve looked forward to her call each Father’s day to say…

Daddy, I love you…”Happy Father’s Day!”

Gotta stop here…

June 18, 2009

The Week Of The Father Part I…Dear wives, trust me on this one…

Category: Thoughts — chuckie @ 12:20 am

To the woman (man secrets revealed)…

Music to set the mood/tone while reading this article

I’ve said many times here on the train that as a man, I could never tell you what it is like to give birth.  I could tell you what my Mommy (Yeah, I still call her Mommy…always will) told me and I can get pretty descriptive…in a good way in terms of the good and the bad.  However, I will never be able to tell you about it from experience.

Having been a husband and having many friends who are still husbands, here is a little tip for the wives this week as we come into what I feel is a very…VERY important celebration, the celebration of the FATHER.  Not the sperm donors, who shirked their responsibility, a most cowardly act! But… the true fathers and just as important, the Step Father. Father’s day.

Remember this week…if you have a man…a HUS-BAND you need to know that this could save and or improve your marriage by remembering these things on Father’s Day.  Hear me now, believe me later, these things are important to us as men.  We need it, but most of us won’t or can’t verbalize it because we need it to come from our women without a prompting from us.  So actually, with no shame in my game…I am going to MAN-UP and put it out there for all the fellas.

“ACCEPTANCE!”.   Acceptance it is one of the secrets of our (the man) contentment.  We really need to know that as long as we are trying to do things legally, morally and ethically, that we are accepted by you…The Woman.  Real men take the title of husband very seriously.  It took me a long time to become one, actually I never thought I would, but I finally took the plunge.  When I did, hand on the bible, I wore that title as a badge of honor.  And as such in the spirit of taking the title seriously  it comes [came] with alot pressure.  Wives, I beg of you, remember, we aren’t supermen and there was only one man…Jesus, who walked on water and did not get wet.  So, flaws and all yall…show you your man that you accept him…just as he is.  Yeah sure, encourage him, not manipulate him, but encourage him to be all he can be.  Sometimes I have often thought that as wives sharing your greatest good is the key.  But in support of my point here, sometimes it is just as good to reveal to your husband his own riches contained within himself.  Remember, the world does a good job everyday of showing him his flaws…

Here’s a little known secret, we are all still little boys inside with fragile egos.  And remember, alot of us did not have a role model in the home, so we’ve had to figure it out in some cases.  Therefore, having no blueprint mistakes were made.  Woman, call yourself a christian?  Forgive, Forgive him…if he is still trying…forgive the fact that he is not…Perfect.  Question:  R U?

I still clearly remember the effort I put into trying to be perfect [husband/step father], trying everything thing I could…and when I came up wet (see above)…I was so thankful that Jesus was there, and in the sand, those footprints that were once two sets in the sand…footprints-in-the-sand1

Were one set…

And he had me in his arms…

Until he knew I could walk again…

Sorry…had a flashback…LOL…see I told I was not perfect.

Anyway my sisters, point is, try to see the glass as half full…not half empty.

And now…DRUM ROLL PLEASE…“Appreciation” is the secret of our happiness.  Nothing makes a man want to try harder, fight harder, love harder than to know that he is appreciated.  This Sunday, show some love, show some appreciation…

I’ve been told that some of my posts are a bit long…so tune in tomorrow for part II – The week of the father.

June 16, 2009

See ya @ the North Pole!…

Category: Thoughts — chuckie @ 12:01 am

Just a thought, to follow someone else’s truth could sometimes be a trap.  As for me, I want to acknowledge that my best strategy is to know my own truth, face it and live by it.  It’s what I, your faithful LiFeTrain Conductor endeavor to do here on the daily ride, just share my truth.

In some cases, when inspiration hits, just know that I am trying to inspire, guide, share my truth for you, my fellow passengers to consider.  However,  know that I realize that it is you that ultimately must cut your own way through the jungle, laying down your own tracks. For example, we could always be asking others where North is, and they might tell you.  Someone will say North is this way and someone else that North is that other way – and both would have been sincere.  But we alone must find our own true North.  So as I go jogging into another day, my hope is that we will all meet at the Northern most pole…Heaven.

Okay…so I went a little out there…but you get my drift…Right?

All Aboard…The LiFeTrain!

June 13, 2009

Next>>>

Category: Thoughts — chuckie @ 9:13 pm

Reminder…At the bottom of each page, you can click next>>> to view previous pages of text…

June 11, 2009

Part II (The Story) – She Said Yall Could Handle It!

Category: Thoughts — chuckie @ 6:30 am

Ok…as PROMISED – This is the LiFeTrain Debate BAIT…See story below…tell me what’cha think?

My Gurl Shelly sent me something that put me on the floor, rolling in tears.  I thought I was gonna go number one in my depends!depends

I think in honor of father’s day I will post it this Thursday…in the interim here’s a teaser of our conversation as i considered…could yall handle it, so from this point, read from the bottom up (Shelly, I’m gonna hit’em with it on Thursday!)…you get the hit LOL!!! LOL!!!

—–Original Message—–
From: Green, Michele L [mailto:michele_l_green@uhc.com]
Sent: Wednesday, March 18, 2009 5:36 PM
To: Daniel, Chuckie CIV USA TRADOC
Subject: RE: When girls don’t put out!! (UNCLASSIFIED)

Please put it out there contrary to popular we can handle the truth!!!
& you can quote me on that You can even but my name & email to it. As a
matter of fact I went to The Women’s Empowerment Confrence in Raleigh
last weekend & we had a round table discussion with some men & I need to
talk to you live on this one cause you need this  pastor’s book. It
will be my gift. A friend of Patricia bought them I’ll get the info &
his website give me a few days.  We as women have to start owning up to
so of the mess we have allowed ourselves to get into that are just not
the mans fault!!!

—–Original Message—–
From: Daniel, Chuckie CIV USA TRADOC

Sent: Wednesday, March 18, 2009 4:46 PM
To: Green, Michele L
Subject: RE: When girls don’t put out!! (UNCLASSIFIED)

Classification:  UNCLASSIFIED
Caveats: NONE

I “REALLY” wanted to put it out there but a couple of fellas thought
some ladies would be mega pissed.

—–Original Message—–
From: Green, Michele L [mailto:michele_l_green@uhc.com]
Sent: Wednesday, March 18, 2009 11:03 AM
To: Daniel, Chuckie CIV USA TRADOC
Subject: RE: When girls don’t put out!! (UNCLASSIFIED)

I knew you would love this one it needs to go on your website!!!

Call Your Gurls, tell’em to hop the Train Thursday!!!

THE STORY

When girls don’t put out!!

This was written by a guy…it’s pretty smart.

Girls — Please have a sense of humor!

I never quite figured out why the sexual urge of men and women differ so
much.  And I never have figured out the whole Venus and Mars thing. I
have never figured out why men think with their head and women with
their heart.

FOR EXAMPLE:

One evening last week, my wife and I were getting into bed.  Well, the passion starts to heat up, and she eventually says, ‘I don’t feel like it, I just want you to hold me.’

I said, ‘WHAT??!! What was that?!’

So she says the words that every husband on the planet dreads to
hear…

‘You’re just not in touch with my emotional needs as a woman enough for
me to satisfy your physical needs as a man.’

She responded to my puzzled look by saying, ‘Can’t you just love me for
who I am and not what I do for you in the bedroom?’

Realizing that nothing was going to happen that night, I went to sleep.

The very next day I opted to take the day off of work to spend time with
her. We went out to a nice lunch and then went shopping at a big, big
unnamed department store. I walked around with her while she tried on
several different very expensive outfit s. She couldn’t decide which one
to take, so I told her we’d just buy them all. She wanted new shoes to
compliment her new clothes, so I said, ‘Lets get a pair for each
outfit.’

We went on to the jewelry department where she picked out a pair of
diamond earrings. Let me tell you… she was so excited. She must have
thought I was one wave short of a shipwreck. I started to think she was
testing me because she asked for a tennis bracelet when she doesn’t even
know how to play tennis.

I think I threw her for a loop when I said, ‘That’s fine, honey.’ She
was almost nearing sexual satisfaction from all of the excitement.
Smiling with excited anticipation, she finally said, ‘I think this is
all dear, let’s go to the cashier.’

I could hardly contain myself when I blurted out, ‘No honey, I don’t
feel like it.’

Her face just went completely blank as her jaw dropped with a baffled,
‘WHAT?’

I then said, ‘Honey! I just want you to HOLD this stuff for a while.
You’re just not in touch with my financial needs as a man enough for me
to satisfy your shopping needs as a woman.’

And just when she had this look like she was going to kill me, I added,
‘Why can’t you just love me for who I am and not for the things I buy
you?’

Apparently I’m not having sex tonight either….but at least that [edited]
knows I’m smarter than her.

So passengers…Let the comments begin!

 

June 9, 2009

Tuesday’s Tech Tip: Reed Moe…

Category: Thoughts — chuckie @ 6:15 am

Each Tuesday I try to give a “Tech Tip”.  For today’s technology tip I found a great new tech tool, “BOOKS!”  I think these new inventions will become a mega hit!  There’s a ton of them hitting the market.  And as a special, free treat to you my fellow passenger’s, over the next year I will be sharing some “Books” that I think you should read before you die.

There’s no order of importance here. And my list is subjective so please, be gentle if ya don’t agree.  As a matter of  fact, enlighten your fellow passengers and myself by sharing your must reads, because I know there’s lots of great books out there; I just haven’t had the time to write about all of them!

I won’t give them to you all at once (My clever ploy to keep you coming back – he he).  But to get things started, here’s a few.

So…Chuckie’s LiFeTrain times best sellers:

  • The Bible
    By Devine Inspiration
    Needs no explanation or review.  It’s the ultimate text messenger.  You don’t even need a BlackBerry to get the “text”.  Ya feelin me?
  • The Tracker
    by Tom Brown, Jr.

    • The Tracker – by Tom Brown, Jr.I wonder if I could ever do this book the justice it deserves. trackerI have told so many people about Tom Brown, Jr. I have told so many stories about his adventures. I have hooked so many people onto his books, it’s amazing.Why?His stories (all true) seem to resonate with people. The Tracker is Tom’s first book. It details some of his mind-boggling adventures in the woods from age 8 to 18. He and his best friend, Rick, were taught during this time by Rick’s grand-father, an 80-year old Apache elder.From constantly being hunted by a pack of wild dogs while they were still children…to tracking animals all night long using only their hands…to finding a dead body inadvertently by building a fire over it’s frozen shallow grave…to living in the woods naked for a year with nothing but a knife….oh, boy…I could go on.This book is easy to read because you just can’t wait to find out what happens next. And I’ve only touched the surface.Hey Passengers…what can I say…I’m a guy, I like MEAT, Football, and this book.  Now if I could just find a Gurlfriend that would let me lay close to her while she stroked the last three remaining hairs I have on my head and read this to me!Now that would be ecstasy!  Boy are my needs getting simpler as I approach FIDDY!
  • As a Man Thinketh
    by James Allen

    • Alright. I’m sure you’ve heard of this book. It’s a favorite among self-help gurus and the like. It get’s mentioned a lot all over the place. There’s a good reason for that: It’s a darn good book.Basically, James Allen talks about how if you allow your thinkethmind to wander into the path of least resistance, and think about bad things, eventually bad things will manifest themselves in your life. Likewise, if you push yourself to think good things, eventually good things will happen to you.That’s a little simplistic, but you get the point. Really, he explains that when you think about something, even a little at a time, you begin to attract that circumstance to you. Moreover, circumstances (the way he speaks about them) don’t just “happen” to you; he says once you cultivate a thought, you eventually act on it, and that effects your outward circumstances.

Ok…B4 I lose you with to many books at once I’ll stop.  Check back soon as I continue my offerings of…”Books you should read before you die…which hopefully won’t be for a LONG TIME!

OH!!!  I almost forgot…I have one of these new Tech gadgets coming out one of these days, hopefully before I die….

THE PROFILE

profile
By C. Prince Daniel

(Now you know I gotz to go Hollywood once it hits…so I am thinking I should no longer be Chuckie, but C. Prince Daniel….”or” I know, maybe I will be like some of the stars and be known by just one name…like LeBron, Kobie, Michael, Denzel or Hallie)

So Just plain

“CHUCKIE!”

Chuckie’s Song Of The Day…Gurl Listen Close…

Category: Thoughts — chuckie @ 3:51 am

Never stop!

2 FER 2uesday

Ain’t it funny how some songs tell exact personal stories. wow, Glad I don’t have to wonder…what kind of man would I have been.
…The Book..”The Profile”

June 8, 2009

Merry Monday…Choose Ye these daye…Yur Fellings

Category: Thoughts — chuckie @ 5:03 am

Merry Monday!  Hey Passengers, this week remember, You Choose Feelings!posterb
Let me explain.  If your days this week seem to fill with unwanted negative feelings, there is only one cure.   When they come, choose them.  Don’t ask why, don’t wonder how, don’t fight them and never put yourself down for having them.  But most of all never blame someone else for how you feel.  If you do, it means you are still fast asleep and your choice is to be a victim. When the feelings come, even big disturbing emotional feelings say, “I choose this feeling” and know it comes because of something you have thought or done in the past, perhaps a certain belief that you have learned or an attachment that is threatened.  Choice does not mean you want the feelings, but it does mean you are taking responsibility for them.  And that is the beginning of self mastery.  It is the first step to the healing and resolving of your emotions. But only the first step.  Try this today and then ask yourself what the next step might be.  If you are really interested to know, you will come to know!  Can you dig it?  I knew that you would.

Lastly for Merry Monday, which actually means let’s start the week out right, in a positive way!  Over the years I have surmised that good wisdom calls for  fighting only as a last resort.  When I was involved in martial arts I was taught that it is t always better to wait patiently, speak positively, release easily, see benefit in everything and envision the path to peace as opposed to a physical encounter.  The key is knowing that all needs will be met at the right moment, in the right way.  So, this week, if you think life is a struggle you will always be struggling, If you think life is a breeze, your attitudes and actions will more easily convey lightness and easiness.  And that’s part of what attracts everything you need, and much more.

So fellow passenger’s try to make this week a breeze not a battle.

All Aboard, the LiFeTrain!